CERTIFICATES OF DEPOSIT*
                        Fixed Rate CD
                        Regardless of your balance, this account pays the current market rate of interest which is credited quarterly.
                        
                            - A minimum deposit of $500 is required to open this account
 
                            - Available in terms from 90 days to five years
 
                            - Can purchase multiple CDs at varying terms to stagger when money will be available
 
                            - Competitive interest rates
 
                        
                        CDARS
                        
                            - Access to multi-million dollars in FDIC insurance coverage in CD Deposits
 
                            - Open an Account here
 
                        
                        *Federal regulations require a penalty for early withdrawal on all certificates of deposit.