ACCOUNT SERVICES

VISA® PREPAID CARDS

    Looking for a handy, flexible solution for managing the money you have and the money you’re spending? Look no further than Visa Prepaid Cards. It’s a convenient, all-purpose solution, and the safe*, secure**** way to manage your funds – it’s not connected to your other accounts! And reloading*** it with cash is easy, no matter where you are!

     

    You’ll also appreciate our gift cards for an easy way to give a gift to the special people in your life. Funds on the gift cards, once registered, are insured. Gift cards are a one-time use product.

       
      Gift Card
      Reloadable Card
      Youth Card
      Reloadable -- Reloadable for the life of the card Reloadable for the life of the card
      Load Value $10 - 1,000 (initial) $20 - $3,000 $20 - $3,000
      Accepted at point-of-sale (signature or PIN) transactions Domestic use only, as well as U.S territories Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM
      Load Cash Locations No cash access, non-reloadable Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location* Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location*
      Instant Issue Yes Instant issue card provided upon acceptance; personalized card mailed to customer after first reload Instant issue card provided upon acceptance; personalized card mailed to customer after first reload
      Age -- Minimum age 18 Minimum Age 18 (primary), 13 (authorized user)
      Text alerts -- Available (carrier fees may apply) Available (carrier fees may apply)
      International acceptance -- Yes Yes
      Check cashing alternative -- Yes Yes
      Other -- Personalized card is embossed with cardholders' name Personalized card is embossed with youth's name
      Purchase/Reload Cost $4.95 $7.95 $7.95

        Your funds are eligible for FDIC insurance.  Your funds will be held at or transferred to MetaBank, an FDIC-insured institution.  Once there your funds are insured up to $250,000 by the FDIC in the event MetaBank fails if specific deposit insurance requirements are met.  See fdic.gov/deposit/depostis/prepaid.html for details.

        No overdraft/credit feature.

        Contact Customer Service by calling +1 409 217 5561, by mail info@bankskynet.com

        For general information about prepaid accounts, call +1 409 217 5561.  If you have a complaint about a prepaid account, call the Consumer Financial Protection.

        Reloadable Mastercard or Visa Prepaid Card Cardholder Agreement

        Customer Service Contact Information:

        Card Services, Mail: info@bankskynet.com                Phone Number:  +1 409 217 5561                                                                                                                                                                                 

        ***Gift cards are not reloadable

        ****Gift cards will need to be registered.