ADDITIONAL SERVICES
                        Merchant Card Services
                        We have partnered with BancCard to offer our business customers credit card processing. Any type of business can be handled. Whether you are a brand new business, restaurant, retail, internet, medical/dental, seasonal, or home-based, credit card processing is now available for your business! BancCard will provide on-site set up and staff training. Here are some of the benefits:
                        
                            - Accept Visa, MasterCard, Discover, and American Express for your customers
 
                            - Personal Local Representative & 24 Hour Customer Service
 
                            - Competitive Pricing
 
                            - Next Day Funding
 
                            - Online Reporting
 
                            - 100% Customer Satisfaction Policy
 
                            - Set-up Tailored to Customer Needs
 
                            - Work with a supplier that is trusted and known by your banker
 
                        
                        ChecXchange/Collection Services
                        A FREE service that provides merchants with an automatic and effective way to manage your business without the time and hassle of collecting bad checks. Want to opt out? Please take a moment to fill out this ChecXchange Opt-Out Agreement.
                        Commercial Sweep Services
                        Credit Line Sweeps
                        
                            - Minimize your company’s interest expenses while eliminating the challenges of managing manual transfers
 
                            - Provide automatic funding and payments between your business line of credit and designated checking accounts
 
                            - Establish automatic sweeps to fund deposit needs or satisfy a line of credit balance
 
                            - Money Market and Investment Sweeps
 
                            - Sweep excess collected funds automatically from designated checking accounts for investment in your money market or investment accounts
 
                            - Prevent overdrafts by sweeping funds from the money market account to designated checking accounts
 
                            - Maximize your company’s interest income while eliminating the challenges of managing manual transfers